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Estimated Loan Terms Acceptance

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MBOCAL dba Level Lending NMLS 1196442
888-753-1469
contact@level-lending.com
970 Reserve Dr., Suite 201, Roseville, CA 95678

Level Lending SMS Terms and Conditions Policy

SMS Terms and Conditions for Level Lending

By opting in to receive text messages from Level Lending, you agree to the following terms and conditions:

1. Message Frequency: You will receive a maximum of 15 text messages per month from Level Lending. These messages will pertain to billing information, reminders, and payments due.

2. Opt-Out: You can opt out of receiving text messages at any time by replying "STOP" to any message you receive from Level Lending. Once you opt out, you will no longer receive any text messages from us, except confirmation of your opt-out request.

3. Support: For support or assistance regarding text messages, you can contact us at 888-753-1469.

4. Data and Message Rates: Standard message and data rates may apply to any messages received from Level Lending. Please consult your mobile service provider for details regarding your messaging and data plan.

5. Privacy: Level Lending. is committed to protecting your privacy. Your information will only be used for the purpose of sending you billing and payment-related messages. We will not share your information with third parties for marketing purposes without your consent.

6. Modification of Terms: Level Lending. reserves the right to modify or amend these terms and conditions at any time. Any changes will be effective immediately upon posting the modified terms and conditions on our website or through other appropriate means of communication.

7. Participating Carriers disclosure: AT&T, T-Mobile, Metro PCS, Verizon Wireless, US Cellular, Google Voice, Cellular One, Cellcom, Cellular South, Interop, Clearsky

8. Carrier Liability: Carriers do not guarantee that alerts will be delivered and will not be liable for delayed or undelivered messages.

By opting in to receive text messages from Level Lending., you acknowledge that you have read, understood, and agree to these terms and conditions.

Level Lending is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by Level Lending or them of us. Level Lending does not function as a loan broker or lender.

This is an educational and informational research site only. Any opinions, analyses, reviews or recommendations expressed here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

Level Lending is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear. Level Lending strives to provide a wide array of offers for our users, but our offers do not represent all possible financial services, companies, or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read and understand the information they can provide.

Loan approval is not guaranteed. All loans available through Level Lending are subject to certain criteria, including, but not limited to, eligibility criteria, a review of applicant creditworthiness, and credit history. Loan requests of $10,000 require a minimum credit score of 670, a clean credit history, no late payments, no derogatory marks within the last three years, and $5,000 or more monthly individual income with a verifiable income source. This is not an offer for a loan solicitation where prohibited by law. Void where prohibited. Terms and conditions apply.

A representative loan example is as follows: If you qualify, fixed Annual Percentage Rates (APR) range from 15% to 22.9% and are determined at the time of application. Loan terms range from 24 months to 60 months. You could receive a loan of $15,000 with an interest rate of 15%, an origination fee of $100, for a total APR of 15.305%. If you obtain a 60-month loan term, this would result in total finance charges of $6,510.94 and total payments of $21,410.94 with 60 monthly payments of $356.85. Your actual APR, loan term, and loan amount may differ based on key financing characteristics including, but not limited to, eligibility and creditworthiness criteria. Total approved loan amount reflects the origination fee, which, when permitted by law, ranges from .5% to 5% of the loan amount. Not all applicants will qualify for the lowest APR or the maximum loan amount, which are generally available only to borrowers with excellent credit.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

For more information about our privacy practices, please visit our website or contact us directly.

Thank you for choosing Level Lending.

Michigan: MBOCAL, INC. dba Level Lending is licensed by the Michigan Department of Insurance and Financial Services under the Regulatory Loan Act.

Address: 530 W. Allegan Street, 7th Floor, Lansing, MI 48933

Phone: 517-284-8800 or 877-999-6442 (Toll-Free)

License Number: RL-0022818

Effective Date: 04/14/2020

You may make payments through your online dashboard at any time or call 517-284-8800 or 877-999-6442 (Toll-Free) during the hours listed below to make a payment over the phone. Monday - Friday, 7am - 5pm PST (excluding holidays.)

© Level Lending. All Rights Reserved.

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